I need dental insurance.?

I am 22 and don't have much money. But I need to find dental insurance without having a wait period. I need to get either one or two implants or bridges on my front teeth (according to one dentist), one of my crowns may fall out before my next 6 month appointment. So any recommendations for dental insurance in Nevada.

I need dental insurance.?
see this http://gsx1.com/InsuranceComparison.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
Reply:I wish I knew!!! Let me know if you get any response. I'm a college student with no insurance at all. I haven't been to the dentist in several years and I am in quite a bit of pain due to a wisdom tooth problem. Email me if you get any answers? I'm in NJ.
Reply:I'm sorry to hear of your situation. Dentistry really is very expensive.





Unfortunately, no dental insurance is going to pay for implants. You could probably find one that will pay something towards a bridge but you will still be responsible for the majority of the treatment cost.





There is also a good chance they will deny your claim as pre-existing. Many insurances won't replace teeth that were missing when you bought the insurance.





Your best bet might be to find a dentist that offers payment plans through a finance company. The interest rates and terms are usually pretty reasonable. We use this a lot in my office.





I hope you find a way to make things work for you. Good Luck.
Reply:I have Ameriplan Dental. It's available all over the U.S. because my Aunt in Georgia has it also. I save nearly 80% at my dentist when I get my teeth cleaned. Here is the website where you can sign up http://www.MyBestDentalBenefits.com
Reply:You have five options with dental.





1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. Unfortunately, this option probably won't work for you.





2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you.





3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.





4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health %26amp; dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes... concerning these plans.





5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404.





I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo... specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Reply:Affordable dental discount plans (not dental insurance) offer steep discounts. Go to http://www.lowpriceddentalplans.com and key in your zip code to see how much money you can save.
Reply:Hello. I hope this information helps you. Try going to http://www.mybenefitsplus.com/40524986 and sign up for this inexpensive discount dental plan. The price is just $19.95 per month for YOU %26amp; YOUR ENTIRE HOUSEHOLD! The plan includes - Dental, Vision, Prescription and Chiropractic services. Features of the Program include: Almost 30,000 network dental providers You may choose the dentist of your choice in the AmeriPlan® network. 25% to 80% savings on dental procedures performed by a Program dentist. Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dental work.





No waiting period before you can use the Program.


No limits to the number of visits prescribed by your dentist. All ongoing dental problems are accepted except for orthodontic treatment in progress.


You know the discount amount you will pay.


No Paperwork, no insurance companies to deal with.








If you would prefer to receive a brochure and an application through the mail, just send me the address to mail it to.





Warm regards,





S. Davis

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